For decades, the 60/40 portfolio has been the most popular asset allocation for retirees and institutional investors. It provides enough exposure to the equity markets to hedge inflation, but also plenty of "safe money" to offset dips in the stock market. And then, 2022 - 2023 comes along when interest Read More
Opposites attract, and this bleeds into the world of personal finance. There is a reason why the #1 cause for marital issues is related to personal finances. Well, when planning for retirement, this is no different. There's oftentimes a "CFO" of the household, and a "Non-CFO." It varies, depending on Read More
In episode 26, we addressed 7 reasons why you may want to own permanent life insurance during retirement. In this episode, we will discuss the different types of permanent life insurance (whole and universal), as well as the different flavors of each type. I hope you find this to be Read More
We've all heard the sales pitches! "Permanent life insurance solves all of your problems!" For those of you who have followed me for a period of time know I don't believe this to be true. But at the same time, there is a large % of the financial advisor (and Read More
I hope you enjoy this one! I am not going to give it away in the description but here are the most common responses I hear from people (until they listen to this episode of course): - Tax planning - Peace of mind - Investment management - Income distribution planning Read More
Recorded live at Podcast Movement 2023 in Denver!Are you constantly racing against time, feeling like budgeting is a luxury you can't afford? You needn't compromise your financial health due to time constraints, and I'm here to show you how. Welcome to this episode of Savvy Budget Girl, where we discuss Read More
Recorded live at Podcast Movement 2023 in Denver!Are you exhausted by living paycheck to paycheck and constantly worrying about your finances? What if I told you there's a simple yet powerfully effective method you can use to break free from this cycle? Welcome to this episode of Savvy Budget Girl, Read More
Most people go into retirement without Long-term Care Insurance. Meaning, they plan to "self-fund" Long-term Care expenses. But really, what ends up happening is that a family member, or family members, will end up providing the care. In fact, 70% of care provided is done by unpaid caregivers (aka family Read More
Please share, rate, review, and subscribe to our channel!Welcome to The What's Real In Business Podcast with host Justin Bullock!Are you an aspiring entrepreneur or business operator seeking educational, motivational, and entertaining information about how to most effectively grow both personally and professionally?Join real estate entrepreneur, author, and business coach Read More
This is part 2 of 3 in our series, "How to pay for Long-term care costs in retirement." Rodney Mogen and Peter Ciravalo from BC Brokerage are my guests again today and they bring a ton of knowledge on this topic! There is a reason Hybrid Long-term Care policies now Read More
Looking to make $100 a day in 2023? If so, then you're in the right place! In this video, I'll share top money-making tips for the year that will help you boost your income! ******Grab your free money tracker at http://trackingmycoins.comRead the blog post:https://savvybudgetgirl.com/how-can-i-make-100-a-day/Join this channel to get access to Read More
One commonly shared concern for all retirees and pre-retirees I've spoken to over the years: "Never be a burden on your loved ones." As we all go through the aging process, the potential need for extended care is more and more at the forefront. However, many pre-retirees and retirees fail Read More
The Wall Street Journal just came out with an article called "How to Retire Better, From Retirees Who Learned the Hard Way." What's interesting is that 2 of the 3 suggestions had NOTHING to do with money or finances! It was all about purpose and relationships. So, this podcast is Read More
The Wall Street Journal just came out with an article called "How to Retire Better, From Retirees Who Learned the Hard Way." What's interesting is that 2 of the 3 suggestions had NOTHING to do with money or finances! It was all about purpose and relationships. So, this podcast is Read More
Do you feel lost in the convoluted world of student loans? It's time to clear the fog and understand what the recent Supreme Court's rejection of President Biden's student loan plan entails for you. As someone who has navigated this labyrinth, I share my journey, which includes default, a resurge Read More
Did you know your Social Security benefits in retirement could be 100% tax-free? Perhaps you didn't even know Social Security would be taxable as many of you paid into the system for decades! Today we will unpack how Social Security retirement benefits are taxed, and most importantly how to reduce Read More
Tune in for a debt confession update and find out what happened to my Capital One card...so embarrassing! ******Grab your Budget Binder Supplies! ➡️ https://amzn.to/3un7S3qWant to be on the channel and have your budget audited for FREE? Book an appointment at the link below:https://wendycoop.as.me/auditRead the blog:https://savvybudgetgirl.comFresh Start Program for student Read More
Sometimes "hanging tight" isn't the best solution during times of volatility. We've had two bear markets since the Great Recession of 2008. COVID-19 was the first, and the inflation that ensued thereafter in 2021-2022 led to the second. Tax Loss Harvesting involves selling investments when they are down in value Read More
A short and sweet episode this week on how I ALMOST got another credit card. Yikes! Enjoy the story!Join the FREE Community!https://www.facebook.com/groups/financialeducationinitiativeHYSA recommendations:https://www.nerdwallet.com/best/banking/high-yield-online-savings-accounts Read the blog:https://savvybudgetgirl.com Buy the merch!http://savvybudgetmerch.com Buy me a coffee:https://www.buymeacoffee.com/savvybudgetgirl You can also visit the Etsy shop! https://www.etsy.com/shop/SavvyBudgetGirlTV This video is NOT sponsored. Some product links are affiliate links, meaning if you Read More
Roth conversions are definitely gaining lots of popularity, especially with the Tax Cuts and Jobs Act of 2017 expiring in 2026. Because of this, I have noticed consumers believe they should automatically start converting their IRAs and 401ks to Roth accounts! First and foremost, you have to run the numbers. Read More
