Are you approaching retirement with the bulk of your next egg in tax deferred 401ks or IRAs?  With so much uncertainty on where tax rates might head in the future, you might be wondering, "Should I take advantage of Roth conversions?"  They are not for everybody, but in the right situation you could end up saving thousands, or even hundreds of thousands, of dollars in taxes during your lifetime.  Additionally, your heirs will also benefit from a more tax efficient inheritance.  I hope you enjoy this episode, which includes my interview with Kevin Geddings at WSOS 103.9 in St. Augustine!